Direct Mortgage Capital Team

/Direct Mortgage Capital Team
Direct Mortgage Capital Team 2019-03-07T12:18:39+00:00

Our team

Nice to meet you!

We are an enthusiastic and experienced team with colleagues from multiple countries.

Our goal – to create a better mortgage experience.

William C. Schaub

Chief Executive Officer

William is the founder and CEO of the company. The business idea came to him in 2016 after seeing how housing market struggles to deal with outdated mortgage lending practices. He has been developing business, working with investor community and setting strategic course of the company since. William is also a mentor and active faculty member at Riga Business School, educating the young generation of managers and entrepreneurs. His vast experience in international finance and banking (Deutsche Bank, GE Money, Morgan Stanley, Merrill Lynch, AmCredit) is an invaluable asset in developing a better mortgage lending in the region. William holds an MBA from the University of North Florida and Bachelors’ in Accounting from Fairfield University.

Dionizas Antipenkovas

Chief Information Officer

As a leader of IT division, Dionizas drives and oversees development of all company’s systems and applications. Before joining DMC, Dionizas has served in leadership roles at a number of companies, including development manager and strategist of data warehouse & reporting systems in Adform , the leading provider of Digital Advertising platform in Europe, and Architect of information systems in Omnitel, Largest GSM provider in Lithuania. He holds a Bachelor’s degree in programming from the Technical College of Vilnius. Being a true technology evangelist, Dionizas organizes conferences BigDataStrategy.lt and HighLoadStrategy.

Karīna Žukļeviča

Legal Advisor

Karīna oversees legal and compliance issues, as well as policies and procedures across various aspects of the business. She has over 10 years of mortgage industry experience working with individuals, SME, corporate and private banking clients. During her career at DNB bank Mortgage Lending Center, Karina has acquired extensive knowledge in legal and operational aspects of closing and servicing mortgage loans. Karina holds a Bachelor’s degree in Law and a Master’s degree in Business Administration.

Aigars Kājiņs

Chief Financial Officer

Aigars brings to the company over 20 years of experience in accounting, budgeting, financial and tax reporting, foreign subsidiary consolidation, regulatory compliance and related system development. His exceptional financial skills and sparkling sense of humor keeps the team optimistic when dealing with the most challenging of tasks. Previously Aigars has worked for several notable local and international companies – Citadele Banka, Allied Irish Bank and SGS Latvija, to name a few. He has a degree in Banking management from BA School of Business and Finance.

Gunta Martemjanova

Loan Officer

Gunta leads loan underwriting and customer service functions of the business. She takes care of the ever-growing customer pool and explores stories behind each and every loan application. Prior to taking up this role, Gunta has acquired 10 years of experience in mortgage lending and real estate. She has lead the DNB Bank Mortgage lending center and Sales Office for Ober-Haus, one of the largest real estate broker companies in Latvia. Gunta has graduated from the Latvian University of Agriculture with a Bachelor’s degree in Economics and Management.

Una Kosīte

Marketing Manager

As a marketing manager, Una’s focus lies in successfully communicating company’s products, technologies and values to the public. Previously she has lead marketing teams in Riga Business School and technology company Tilde, and worked with innovative technology products such as chatbots, speech recognition and automated translation. In her account are several successful nationwide B2C and B2B marketing campaigns, conferences and PR campaigns. Una’s passion is digital marketing, she holds a master’s degree in marketing management from the University of Latvia.

Santa Šūna – Schaub

Personnel Manager

As the Personnel and Administrative Manager, Santa takes care of staffing, personnel policies, training and development, as well as day-to-day administrative matters of DMC. Santa has been both an employee and entrepreneur in her career. She has worked as a translator and admin person in various multi-cultural entities and international projects, and she has also started or assisted in the startup of several online businesses. Early in her career, she enjoyed working as a sound engineer in a Riga theatre and TV. Santa holds a B.A. in the English Language and Literature from the University of Latvia, and an MBA from the Riga Business School.

Marina Savinova

Junior Loan Officer

In the role of the junior loan officer, Marina takes care of customer inquiries and processing of loan applications. Prior to joining DMC, she has been part of the call center teams at SEB and Nordea Bank. With 5 years of most valuable customer service experience in banking, Marina now wants to prove herself as a professional in mortgage lending. She holds a Bachelor’s degree in Business and Economics, and a Master’s degree in Business Management.