How does Direct Mortgage Capital work?
Direct Mortgage Capital (DMC) is neither a bank nor a pay-day lender. We are a licensed mortgage broker with an innovative and safe mortgage lending platform.
People come first
DMC’s landing platform is used to provide professional loan brokerage services.
We co-operate with both banks and non-banks to find the best deal for the client.
The lending policy of banks is slow to change. Banks still seem to prefer the “ideal client” and very often decline many other without much thinking. Our aim is to make the lenders review the client applications more carefully to give more people access to mortgage loans.
We work on behalf of the client. DMC does not receive a fee from lenders for attracting clients. We have no hidden agendas, and we do not mislead clients.
Technology for a better mortgage experience
DMC uses financial technologies to make the application process easier and faster. There is no place for outdated practices with heaps of documents and long reviews when it comes to such an important event as the purchase of home.
All required information can be submitted electronically. All you need is to authorize with your e-bank, and the system will take care of the rest
Shopping for housing becomes much more enjoyable – less stress, more certainty, and much faster.
What is a mortgage broker?
Mortgage broker is a service provider who helps the client to get the most favorable mortgage loan. Mortgage brokers are licensed and regulated financial professionals.
The mortgage brokerage service offers several benefits:
- You will not waste your time and money looking for the most suitable lender, filing applications in different places and waiting for answers for weeks. The loan broker knows the market, therefore it can ensure efficiency. By applying just once you will get several offers at once. Just choose!
- Your application will be sent to the banks in the most professional from, thus ensuring the best loan conditions. The broker’s reputation may help to get a better interest rate.
- You will receive expert advice throughout the process.